/* ============================================================
   InstantLoanBay — "Sky Harbor" theme (light)
   Soft ice-white glassmorphism with teal / blue / amber accents.
   Type: MiSans (local) + Inter fallback
   ============================================================ */

@font-face { font-family: "MiSans"; font-weight: 200; font-style: normal; font-display: swap;
  src: url("../fonts/MiSansLatin-ExtraLight.woff2") format("woff2"); }
@font-face { font-family: "MiSans"; font-weight: 300; font-style: normal; font-display: swap;
  src: url("../fonts/MiSansLatin-Light.woff2") format("woff2"); }
@font-face { font-family: "MiSans"; font-weight: 400; font-style: normal; font-display: swap;
  src: url("../fonts/MiSansLatin-Regular.woff2") format("woff2"); }
@font-face { font-family: "MiSans"; font-weight: 500; font-style: normal; font-display: swap;
  src: url("../fonts/MiSansLatin-Medium.woff2") format("woff2"); }
@font-face { font-family: "MiSans"; font-weight: 600; font-style: normal; font-display: swap;
  src: url("../fonts/MiSansLatin-Semibold.woff2") format("woff2"); }
@font-face { font-family: "MiSans"; font-weight: 700; font-style: normal; font-display: swap;
  src: url("../fonts/MiSansLatin-Bold.woff2") format("woff2"); }

:root {
  --bg:        #F3F7FC;
  --bg-2:      #FFFFFF;
  --panel:     rgba(255,255,255,0.72);
  --panel-2:   rgba(255,255,255,0.96);
  --line:      rgba(11,34,48,0.10);
  --line-2:    rgba(11,34,48,0.22);

  --text:      #0B2230;
  --text-2:    rgba(11,34,48,0.78);
  --muted:     rgba(11,34,48,0.55);

  --mint:      #0E9F7C;
  --teal:      #1493A8;
  --gold:      #C97E12;
  --blue:      #2F7BD9;

  --accent:    var(--mint);
  --grad:      linear-gradient(135deg, #14B28C 0%, #2F7BD9 100%);
  --grad-warm: linear-gradient(120deg, #14B28C 0%, #E8A33D 100%);

  --maxw: 1180px;
  --pad: clamp(20px, 5vw, 72px);
  --shadow: 0 26px 60px -32px rgba(11,34,48,0.28);
  --glow: 0 12px 42px -12px rgba(14,159,124,0.35);
  --radius: 20px;
  --blur: 22px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; scroll-padding-top: 96px; }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }

.nav a, .nav__cta, .btn, .brand, .menu-toggle, .foot__links a, .foot__col a, .post, .post__more, .article__back {
  -webkit-user-select: none; user-select: none; -webkit-tap-highlight-color: transparent;
}

body {
  margin: 0;
  --body: "MiSans", "Inter", system-ui, -apple-system, sans-serif;
  --display: "MiSans", "Inter", system-ui, sans-serif;
  --mono: "MiSans", "Inter", system-ui, sans-serif;
  font-family: var(--body);
  background-color: var(--bg);
  color: var(--text-2);
  font-size: 17px;
  line-height: 1.62;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  overflow-x: hidden;
}

/* soft daylight aurora backdrop */
body::before {
  content: ""; position: fixed; inset: -25%; z-index: -2; pointer-events: none;
  background:
    radial-gradient(42% 44% at 18% 12%, rgba(47,123,217,.14), transparent 68%),
    radial-gradient(36% 40% at 84% 16%, rgba(14,159,124,.12), transparent 68%),
    radial-gradient(46% 48% at 78% 86%, rgba(232,163,61,.10), transparent 70%),
    radial-gradient(40% 42% at 20% 90%, rgba(20,147,168,.12), transparent 70%);
  filter: blur(56px) saturate(1.15);
  animation: drift 30s ease-in-out infinite alternate;
}
@keyframes drift { to { transform: translate3d(0,-4%,0) scale(1.05); } }
@media (prefers-reduced-motion: reduce) { body::before { animation: none; } }

/* faint grain to kill banding */
body::after {
  content: ""; position: fixed; inset: 0; z-index: 9998; pointer-events: none;
  opacity: .05; mix-blend-mode: overlay;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='160' height='160'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.85' numOctaves='2'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");
}

h1, h2, h3, h4 { font-family: var(--display); color: var(--text); margin: 0; line-height: 1.08;
  font-weight: 600; letter-spacing: -0.02em; }
p { margin: 0; }
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }

/* brand logo */
.brand { display: inline-flex; align-items: center; gap: 11px; color: var(--text); }
.brand__mark { display: inline-flex; align-items: center; justify-content: center; width: 44px; height: 44px; }
.brand__mark svg { width: 100%; height: 100%; display: block; }
.brand__word { font-family: var(--display); font-weight: 700; font-size: 25px; letter-spacing: -0.02em; }
.brand__word em { font-style: normal; background: var(--grad); -webkit-background-clip: text; background-clip: text; color: transparent; }

/* ---------- shared ---------- */
.eyebrow { display: inline-flex; align-items: center; gap: 10px;
  font-family: var(--mono); font-size: 13px; font-weight: 700; letter-spacing: 0.2em; text-transform: uppercase;
  color: var(--gold); margin: 0 0 20px; }
.eyebrow .dot { width: 9px; height: 9px; border-radius: 50%; background: var(--gold); box-shadow: 0 0 14px 2px rgba(201,126,18,.35); }

.section-title { font-family: var(--display); font-weight: 700; font-size: clamp(31px, 4.8vw, 52px);
  max-width: 26ch; color: var(--text); line-height: 1.05; }
.section-title .accent { background: var(--grad-warm); -webkit-background-clip: text; background-clip: text; color: transparent; }
.section-sub { margin-top: 18px; font-size: 18px; color: var(--muted); max-width: 54ch; }
.section-head { max-width: var(--maxw); margin: 0 auto; padding: 0 var(--pad); text-align: center; }
.section-head .section-title, .section-head .section-sub { margin-inline: auto; }

.glass { background: var(--panel); backdrop-filter: blur(var(--blur)); -webkit-backdrop-filter: blur(var(--blur));
  border: 1px solid var(--line); border-radius: var(--radius); }

/* ---------- buttons ---------- */
.btn { --fg: #fff;
  display: inline-flex; align-items: center; justify-content: center; gap: 9px;
  font-family: var(--display); font-weight: 600; font-size: 15.5px; letter-spacing: -0.01em;
  padding: 15px 28px; border-radius: 999px; border: 1px solid transparent; color: var(--fg); cursor: pointer;
  transition: transform .18s ease, box-shadow .2s ease, background .2s ease, border-color .2s ease;
}
.btn:focus-visible { outline: 2px solid var(--gold); outline-offset: 3px; }
.btn--solid { background: var(--grad); box-shadow: var(--glow); color: #fff; }
.btn--solid:hover { transform: translateY(-2px); box-shadow: 0 18px 52px -10px rgba(14,159,124,.45); }
.btn--ghost { background: var(--panel); backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px);
  border-color: var(--line); color: var(--text); }
.btn--ghost:hover { transform: translateY(-2px); background: var(--panel-2); border-color: var(--line-2); }
.btn--sm { padding: 11px 20px; font-size: 14px; }
.btn--block { width: 100%; }

/* ---------- header ---------- */
.site-head { position: sticky; top: 0; z-index: 50; display: flex; align-items: center; gap: 24px;
  padding: 14px var(--pad); background: rgba(243,247,252,0.7); backdrop-filter: blur(18px); -webkit-backdrop-filter: blur(18px);
  border-bottom: 1px solid transparent; transition: border-color .2s, background .2s; }
.site-head.is-stuck { border-color: var(--line); background: rgba(255,255,255,0.85); }
.nav { display: flex; gap: 28px; margin-left: auto; align-items: center; }
.nav a { font-size: 15px; color: var(--text-2); font-weight: 500; position: relative; }
.nav a:hover { color: var(--text); }
.nav a::after { content:""; position:absolute; left:0; right:100%; bottom:-6px; height:2px; border-radius:2px; background: var(--grad); transition: right .22s ease; }
.nav a:hover::after { right: 0; }
.nav__cta { margin-left: 4px; }
.menu-toggle { display: none; background: none; border: 0; cursor: pointer; flex-direction: column; gap: 5px; padding: 8px; }
.menu-toggle span { width: 24px; height: 2px; background: var(--text); display: block; border-radius: 2px; }

/* ---------- hero ---------- */
.hero { position: relative; padding: clamp(56px,7vw,104px) var(--pad) clamp(36px,5vw,60px); }
.hero__inner { max-width: var(--maxw); margin: 0 auto; display: grid; grid-template-columns: 1.06fr 0.94fr;
  gap: clamp(30px,5vw,64px); align-items: center; }
.hero__badge { display: inline-flex; align-items: center; gap: 9px; padding: 8px 16px; border-radius: 999px;
  background: rgba(14,159,124,0.10); border: 1px solid rgba(14,159,124,0.30); color: var(--mint);
  font-size: 13px; font-weight: 600; margin-bottom: 24px; }
.hero__badge::before { content:""; width: 8px; height: 8px; border-radius: 50%; background: var(--mint); box-shadow: 0 0 12px 2px rgba(14,159,124,.5); }
.hero__title { font-family: var(--display); font-size: clamp(34px, 5.6vw, 58px); font-weight: 700; line-height: 1.03; color: var(--text); }
.hero__title .figure { background: var(--grad); -webkit-background-clip: text; background-clip: text; color: transparent; }
.hero__title .ink-underline { background: var(--grad-warm); -webkit-background-clip: text; background-clip: text; color: transparent; }
.hero__lede { margin: 24px 0 0; max-width: 46ch; font-size: 18px; color: var(--text-2); }
.hero__cta { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 34px; }
.hero__trust { list-style: none; margin: 40px 0 0; padding: 30px 0 0; border-top: 1px solid var(--line);
  display: flex; gap: clamp(24px,4vw,48px); flex-wrap: wrap; }
.hero__trust li { font-size: 13px; color: var(--muted); }
.hero__trust strong { display: block; font-family: var(--display); font-weight: 700; font-size: 26px; color: var(--text); letter-spacing: -0.02em; }
.hero__trust li:nth-child(2) strong { background: var(--grad); -webkit-background-clip: text; background-clip: text; color: transparent; }

.hero__media { position: relative; min-width: 0; }
.formcard { position: relative; overflow: hidden; width: 100%; padding: 32px clamp(22px,3vw,34px) 12px;
  background: linear-gradient(180deg, rgba(255,255,255,0.96), rgba(255,255,255,0.74));
  backdrop-filter: blur(var(--blur)); -webkit-backdrop-filter: blur(var(--blur));
  border: 1px solid rgba(11,34,48,0.14); border-radius: 28px; box-shadow: var(--shadow); }
.formcard::before { content:""; position: absolute; inset: 0 0 auto 0; height: 3px;
  background: var(--grad); }
.formcard__head { display: flex; justify-content: space-between; align-items: center; gap: 16px; margin-bottom: 22px; }
.formcard__title { font-size: 22px; font-weight: 700; color: var(--text); }
.formcard__stamp { font-family: var(--mono); font-size: 10px; letter-spacing: 0.08em; text-transform: uppercase;
  color: var(--gold); padding: 7px 12px; border: 1px solid rgba(201,126,18,0.35); border-radius: 999px;
  background: rgba(201,126,18,0.08); white-space: nowrap; }
#_lg_form_ { --lg-accent: var(--mint); color: var(--text); }
#_lg_form_ * { font-family: var(--display) !important; }
.formcard__trust { margin-top: 14px; padding-top: 13px; border-top: 1px solid var(--line);
  display: flex; flex-wrap: wrap; justify-content: center; gap: 8px 16px; }
.formcard__trust span { display: inline-flex; align-items: center; gap: 6px;
  font-size: 12.5px; font-weight: 700; letter-spacing: .02em; color: var(--muted); }
.formcard__trust svg { width: 14px; height: 14px; color: var(--text-2); flex: none; }

/* ---------- third-party lead form (zeroparallel) ---------- */
.formcard .main-form { width: 100%; }
.formcard #omFormLoader, .formcard .zp_form_loader { display: none !important; }
.formcard #omForm {
  max-width: 100% !important; width: 100% !important; overflow-x: hidden;
  background: transparent !important; padding: 0 !important; min-height: 0 !important;
}
.formcard #omForm-root {
  margin: 0 auto !important; min-height: 0 !important; height: auto !important;
  width: 100% !important; max-width: 100% !important;
}
.formcard #omForm-root > div { min-height: 0 !important; }
.formcard #omForm-root #omUnscrBox { padding-top: 0 !important; }
.formcard #omForm .om-input, .formcard #omForm input, .formcard #omForm select { max-width: 100% !important; }
.formcard #omForm .om-input__container,
.formcard #omForm .om-select__container { padding: 6px 0 !important; }
.formcard #omForm .om-navigation {
  display: flex !important; gap: 12px !important; align-items: stretch !important;
  width: 100% !important; margin: 4px auto 0 !important;
}
.formcard #omForm .om-navigation__next,
.formcard #omForm .om-navigation__submit {
  background: var(--grad) !important; color: #fff !important; border: 0 !important;
  border-radius: 999px !important; min-height: 54px !important;
  font-weight: 700 !important; font-size: 15px !important;
  letter-spacing: .02em !important; text-transform: none !important;
  box-shadow: var(--glow) !important;
  transition: transform .2s ease, box-shadow .2s ease !important;
  display: inline-flex !important; align-items: center !important; justify-content: center !important;
  width: auto !important; flex: 1 1 auto !important;
}
.formcard #omForm .om-navigation__next:hover,
.formcard #omForm .om-navigation__submit:hover {
  transform: translateY(-2px) !important;
  box-shadow: 0 18px 52px -10px rgba(14,159,124,0.45) !important;
}
.formcard #omForm .om-navigation__next svg { width: 20px !important; height: 20px !important; flex: none !important; }
.formcard #omForm .om-navigation__next:disabled,
.formcard #omForm .om-navigation__submit:disabled {
  background: #E4EAF2 !important; color: #9AA6B4 !important; box-shadow: none !important; cursor: not-allowed !important;
}
.formcard #omForm .om-progress-bar { margin: 0 auto 12px !important; }
.formcard #omForm .om-progress-bar__complete-line { background: var(--grad) !important; }
.formcard #omForm-root select:focus,
.formcard #omForm-root input:focus { border-color: var(--mint) !important; outline: none !important; }
.formcard #omForm .om-navigation__prev {
  flex: 0 0 54px !important; width: 54px !important; min-width: 54px !important;
  min-height: 54px !important; height: 54px !important; padding: 0 !important;
  display: inline-flex !important; align-items: center !important; justify-content: center !important;
  background: #ffffff !important; background-image: none !important;
  border: 1.5px solid var(--line-2) !important; border-radius: 999px !important;
  cursor: pointer !important; font-size: 0 !important; color: transparent !important;
  box-shadow: 0 8px 18px -10px rgba(11,34,48,0.22) !important;
  transition: border-color .2s ease, background-color .2s ease !important;
}
.formcard #omForm .om-navigation__prev:hover {
  background: rgba(14,159,124,0.08) !important; border-color: var(--mint) !important;
}
.formcard #omForm .om-navigation__prev::before {
  content: "" !important; display: block !important;
  width: 11px !important; height: 11px !important;
  border-left: 2.6px solid var(--mint) !important;
  border-bottom: 2.6px solid var(--mint) !important;
  border-radius: 1px !important;
  transform: rotate(45deg) !important; margin-left: 4px !important;
}
.formcard #omForm .om-step-label { margin-bottom: 6px !important; }
.formcard #omForm .om-info-block { margin-bottom: 8px !important; }
.formcard #omForm .om-info-block__save { margin: 10px auto !important; }
.formcard #omForm .om-verification-footer { margin-top: 10px !important; padding-top: 10px !important; }
.formcard #omForm .om-main-wrapper_loader,
.formcard #omForm .om-main-wrapper_error { min-height: 0 !important; }

/* --- kill all bottom whitespace below the button --- */
.formcard #omForm { height: auto !important; overflow: hidden !important; }
.formcard #omForm-root { padding: 0 !important; margin: 0 !important; height: auto !important; min-height: 0 !important; overflow: visible !important; }
.formcard #omForm-root > div,
.formcard #omForm-root > div > div { min-height: 0 !important; height: auto !important; padding-bottom: 0 !important; margin-bottom: 0 !important; }

/* sibling combinator: everything AFTER the nav row = zero bottom space */
.formcard #omForm .om-navigation ~ * { margin-bottom: 0 !important; padding-bottom: 0 !important; min-height: 0 !important; height: auto !important; }

/* the navigation itself: small top gap (input→button spacing), zero below */
.formcard #omForm .om-navigation {
  display: flex !important; gap: 12px !important; align-items: stretch !important;
  width: 100% !important; margin: 4px auto 0 !important; margin-bottom: 0 !important; padding-bottom: 0 !important;
}

.formcard #omForm .om-step,
.formcard #omForm .om-step-container,
.formcard #omForm .om-wizard,
.formcard #omForm .om-step_active,
.formcard #omForm .om-field-group,
.formcard #omForm .om-field { margin-bottom: 0 !important; padding-bottom: 0 !important; min-height: 0 !important; height: auto !important; }
.formcard .main-form { margin: 0 !important; padding: 0 !important; height: auto !important; }
.formcard .main-form > * { min-height: 0 !important; height: auto !important; }

.formcard__trust { margin-top: 14px !important; }

/* ---------- stats ---------- */
.stats { max-width: var(--maxw); margin: 0 auto; padding: 0 var(--pad); }
.stats__row { display: grid; grid-template-columns: repeat(4, 1fr); gap: clamp(14px,1.6vw,20px); }
.stat { position: relative; overflow: hidden; padding: clamp(26px,2.8vw,36px) clamp(20px,2.2vw,30px);
  background: var(--panel); backdrop-filter: blur(var(--blur)); -webkit-backdrop-filter: blur(var(--blur));
  border: 1px solid var(--line); border-radius: var(--radius); box-shadow: var(--shadow);
  transition: transform .2s ease, border-color .2s ease; }
.stat::before { content:""; position: absolute; top: 0; left: 0; right: 0; height: 3px; background: var(--grad); }
.stat:hover { transform: translateY(-5px); border-color: var(--line-2); }
.stat__num { display: block; font-family: var(--display); font-weight: 700; font-size: 36px;
  background: var(--grad); -webkit-background-clip: text; background-clip: text; color: transparent; letter-spacing: -0.03em; }
.stat__cap { display: block; margin-top: 10px; font-size: 13.5px; color: var(--muted); }

/* ---------- how ---------- */
.how { max-width: var(--maxw); margin: 0 auto; padding: clamp(76px,9vw,96px) var(--pad); }
.how .section-head { padding: 0; margin-bottom: clamp(36px,5vw,56px); }
.steps { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(3, 1fr); gap: clamp(18px,2.4vw,26px); }
.step { position: relative; padding: 0 0 34px; background: var(--panel); backdrop-filter: blur(var(--blur)); -webkit-backdrop-filter: blur(var(--blur));
  border: 1px solid var(--line); border-radius: 24px; overflow: hidden; box-shadow: var(--shadow);
  transition: transform .2s ease, border-color .2s ease; }
.step:hover { transform: translateY(-6px); border-color: var(--line-2); }
.step__media { position: relative; aspect-ratio: 4 / 3; overflow: hidden; }
.step__media img { width: 100%; height: 100%; object-fit: cover; transition: transform .5s ease; }
.step:hover .step__media img { transform: scale(1.06); }
.step__media::after { content:""; position: absolute; inset: 0; background: linear-gradient(180deg, transparent 45%, rgba(11,34,48,0.32)); }
.step__no { position: absolute; z-index: 2; left: 20px; top: 20px; width: 48px; height: 48px; border-radius: 14px;
  display: inline-flex; align-items: center; justify-content: center; font-family: var(--display); font-weight: 800; font-size: 18px;
  background: var(--grad); color: #fff; box-shadow: var(--glow); }
.step__body { padding: 24px 26px 0; }
.step h3 { font-size: 22px; margin-bottom: 10px; }
.step p { font-size: 15.5px; color: var(--text-2); }

/* ---------- reasons ---------- */
.reasons { padding: clamp(60px,8vw,80px) var(--pad); max-width: calc(var(--maxw) + var(--pad) * 2); margin-inline: auto;
  display: grid; grid-template-columns: 0.8fr 1.2fr; gap: clamp(34px,5vw,70px); align-items: start; }
.reasons__intro { position: sticky; top: 100px; }
.reasons__lede { color: var(--text-2); margin: 20px 0 30px; font-size: 18px; max-width: 36ch; }
.reasons__grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; }
.reason { display: flex; gap: 16px; align-items: flex-start; padding: 22px 22px 22px 20px;
  background: var(--panel); border: 1px solid var(--line); border-radius: 18px; box-shadow: var(--shadow);
  transition: transform .2s ease, border-color .2s ease; }
.reason:hover { transform: translateY(-4px); border-color: var(--line-2); }
.reason__ic { flex: none; width: 46px; height: 46px; border-radius: 13px; display: inline-grid; place-items: center;
  background: rgba(14,159,124,0.12); border: 1px solid rgba(14,159,124,0.28); color: var(--mint); }
.reason:nth-child(even) .reason__ic { background: rgba(201,126,18,0.10); border-color: rgba(201,126,18,0.30); color: var(--gold); }
.reason__k { font-family: var(--display); font-weight: 600; font-size: 19px; color: var(--text); letter-spacing: -0.01em; }
.reason__v { font-size: 14px; color: var(--muted); margin-top: 3px; }

/* ---------- why ---------- */
.why { max-width: var(--maxw); margin: 0 auto; padding: clamp(66px,9vw,80px) var(--pad); }
.why .section-head { padding: 0; margin-bottom: clamp(36px,5vw,54px); }
.cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: clamp(18px,2.4vw,26px); }
.card { padding: 42px 34px 46px; text-align: center; background: var(--panel); backdrop-filter: blur(var(--blur)); -webkit-backdrop-filter: blur(var(--blur));
  border: 1px solid var(--line); border-radius: 24px; box-shadow: var(--shadow); transition: transform .2s ease, border-color .2s ease; }
.card:hover { transform: translateY(-6px); border-color: var(--line-2); }
.card__ic { width: 62px; height: 62px; margin: 0 auto 24px; border-radius: 18px; display: grid; place-items: center;
  background: var(--grad); color: #fff; box-shadow: var(--glow); }
.card h3 { font-size: 22px; margin-bottom: 12px; line-height: 1.16; }
.card p { font-size: 15.5px; color: var(--text-2); max-width: 32ch; margin: 0 auto; }

/* ---------- learn ---------- */
.learn { max-width: var(--maxw); margin: 0 auto; padding: clamp(66px,9vw,80px) var(--pad); }
.learn .section-head { padding: 0; margin-bottom: clamp(36px,5vw,54px); }
.posts { display: grid; grid-template-columns: repeat(3, 1fr); gap: clamp(18px,2.4vw,26px); }
.post { display: flex; flex-direction: column; overflow: hidden; background: var(--panel);
  backdrop-filter: blur(var(--blur)); -webkit-backdrop-filter: blur(var(--blur));
  border: 1px solid var(--line); border-radius: 24px; box-shadow: var(--shadow); transition: transform .2s ease, border-color .2s ease; }
.post:hover { transform: translateY(-6px); border-color: var(--line-2); }
.post__media { position: relative; aspect-ratio: 16 / 9; overflow: hidden; border-bottom: 1px solid var(--line); }
.post__media img { width: 100%; height: 100%; object-fit: cover; transition: transform .5s ease; }
.post:hover .post__media img { transform: scale(1.06); }
.post__tag { align-self: flex-start; font-family: var(--mono); font-size: 10.5px; font-weight: 700; letter-spacing: 0.12em;
  text-transform: uppercase; color: var(--gold); margin: 22px 24px 0; padding: 6px 11px; border-radius: 999px;
  border: 1px solid rgba(201,126,18,0.30); background: rgba(201,126,18,0.08); }
.post h3 { font-size: 21px; line-height: 1.16; margin: 14px 24px 10px; }
.post p { font-size: 14.5px; color: var(--text-2); margin: 0 24px; }
.post__more { margin: auto 24px 28px; padding-top: 18px; font-family: var(--display); font-weight: 600; font-size: 14.5px; color: var(--text); }
.post:hover .post__more { background: var(--grad); -webkit-background-clip: text; background-clip: text; color: transparent; }

/* ---------- faq ---------- */
.faq { max-width: 880px; margin: 0 auto; padding: clamp(40px,6vw,64px) var(--pad) clamp(66px,9vw,80px); }
.faq .section-head { padding: 0; margin-bottom: clamp(30px,4vw,44px); }
.acc { background: var(--panel); backdrop-filter: blur(var(--blur)); -webkit-backdrop-filter: blur(var(--blur));
  border: 1px solid var(--line); border-radius: 24px; padding: 4px clamp(18px,3vw,30px); box-shadow: var(--shadow); }
.acc__item + .acc__item { border-top: 1px solid var(--line); }
.acc__item summary { list-style: none; cursor: pointer; display: flex; align-items: center; justify-content: space-between; gap: 20px;
  padding: 24px 0; font-family: var(--display); font-weight: 600; font-size: clamp(17px,2.1vw,20px); color: var(--text); }
.acc__item summary::-webkit-details-marker { display: none; }
.acc__mk { position: relative; width: 20px; height: 20px; flex: none; }
.acc__mk::before, .acc__mk::after { content:""; position: absolute; background: var(--mint); border-radius: 2px; transition: transform .25s ease; }
.acc__mk::before { top: 9px; left: 0; width: 20px; height: 2px; }
.acc__mk::after { left: 9px; top: 0; width: 2px; height: 20px; }
.acc__item[open] .acc__mk::after { transform: scaleY(0); }
.acc__item[open] summary { color: var(--mint); }
.acc__body p { padding: 0 0 26px; max-width: 64ch; font-size: 16px; color: var(--text-2); }

/* ---------- final cta ---------- */
.final { padding: clamp(20px,4vw,40px) var(--pad) clamp(48px,8vw,72px); }
.final__inner { max-width: var(--maxw); margin: 0 auto; text-align: center; position: relative; overflow: hidden;
  border-radius: 32px; padding: clamp(54px,7vw,96px) var(--pad);
  background:
    radial-gradient(60% 130% at 18% 0%, rgba(20,178,140,.16), transparent 62%),
    radial-gradient(60% 130% at 92% 100%, rgba(47,123,217,.16), transparent 62%),
    rgba(255,255,255,0.85);
  backdrop-filter: blur(var(--blur)); -webkit-backdrop-filter: blur(var(--blur));
  border: 1px solid rgba(11,34,48,0.14); box-shadow: var(--shadow); }
.final__title { font-family: var(--display); font-weight: 700; font-size: clamp(38px,5.8vw,64px); color: var(--text); letter-spacing: -0.03em; }
.final__title .accent { background: var(--grad); -webkit-background-clip: text; background-clip: text; color: transparent; }
.final__sub { margin: 18px auto 34px; max-width: 48ch; color: var(--text-2); font-size: 18px; }

/* ---------- footer ---------- */
.foot { position: relative; margin-top: clamp(20px,4vw,40px); padding: clamp(52px,7vw,80px) var(--pad) 40px;
  border-top: 1px solid var(--line); background: rgba(255,255,255,0.65); backdrop-filter: blur(14px); }
.foot__top { max-width: var(--maxw); margin: 0 auto; display: grid; grid-template-columns: 2fr 1fr 1fr; gap: clamp(28px,4vw,48px); padding-bottom: 44px; border-bottom: 1px solid var(--line); }
.foot__links { display: flex; flex-wrap: wrap; gap: 10px 22px; max-width: var(--maxw); margin: 26px auto 0;
  padding-bottom: 24px; border-bottom: 1px solid var(--line); }
.foot__links a { font-size: 13px; color: var(--text-2); }
.foot__links a:hover { color: var(--mint); }
.brand--foot { margin-bottom: 18px; }
.foot__brand p { max-width: 36ch; font-size: 14.5px; color: var(--text-2); }
.foot__col h4 { font-family: var(--display); text-transform: uppercase; letter-spacing: 0.06em; color: var(--gold); font-size: 12.5px; margin-bottom: 16px; }
.foot__col a { display: block; padding: 6px 0; font-size: 14.5px; color: var(--text-2); }
.foot__col a:hover { color: var(--text); }
.foot__legal { max-width: var(--maxw); margin: 30px auto 0; }
.foot__legal p { font-size: 12px; line-height: 1.7; color: var(--muted); margin-bottom: 12px; }
.foot__legal strong { color: var(--text-2); }
.foot__copy { font-family: var(--mono); font-size: 12px; color: var(--muted); margin-top: 10px !important; }
.foot__copy b { color: var(--mint); }

/* ---------- article (blog / page) ---------- */
.article { max-width: 1024px; margin: 0 auto; padding: clamp(32px,5vw,64px) var(--pad) clamp(40px,6vw,72px); }
.article__back { display: block; font-family: var(--display); font-weight: 500; font-size: 14px; color: var(--text-2); margin-bottom: 22px; }
.article__back:hover { color: var(--mint); }
.article .post__tag { position: static; display: inline-block; margin: 0 0 16px; }
.article__title { font-family: var(--display); font-weight: 700; font-size: clamp(30px,5vw,48px); letter-spacing: -0.03em; line-height: 1.05; color: var(--text); }
.article__meta { margin-top: 16px; font-family: var(--mono); font-size: 13px; color: var(--muted); }
.article__hero { margin: 32px 0; aspect-ratio: 16 / 9; border-radius: 22px; overflow: hidden; border: 1px solid var(--line); box-shadow: var(--shadow); }
.article__hero img { width: 100%; height: 100%; object-fit: cover; }
.article__body { font-size: 17px; line-height: 1.75; color: var(--text-2); }
.article__body > p { margin: 20px 0; }
.article__body h2 { font-family: var(--display); font-weight: 700; font-size: clamp(22px,3vw,30px); letter-spacing: -0.02em; color: var(--text); margin: 40px 0 12px; }
.article__body h3 { font-family: var(--display); font-weight: 600; font-size: 20px; color: var(--text); margin: 26px 0 10px; }
.article__body ul, .article__body ol { margin: 0 0 20px; padding-left: 22px; }
.article__body li { margin-bottom: 10px; }
.article__body strong { color: var(--text); }
.article__body a:not(.btn) { color: var(--mint); text-decoration: underline; text-underline-offset: 3px; }
.article__body blockquote { margin: 26px 0; padding: 16px 22px; border-left: 3px solid var(--mint);
  background: var(--panel); border-radius: 0 16px 16px 0; color: var(--text); font-size: 18px; }
.article__cta { margin-top: 44px; padding: clamp(30px,4vw,42px); text-align: center; background: var(--panel);
  backdrop-filter: blur(var(--blur)); -webkit-backdrop-filter: blur(var(--blur)); border: 1px solid var(--line);
  border-radius: 24px; box-shadow: var(--shadow); }
.article__cta h3 { font-family: var(--display); font-weight: 600; font-size: 23px; color: var(--text); margin-bottom: 20px; }

/* ---------- page modal ---------- */
.modal { position: fixed; inset: 0; z-index: 200; display: grid; place-items: center; padding: clamp(12px,3vw,36px); }
.modal[hidden] { display: none; }
.modal__backdrop { position: absolute; inset: 0; background: rgba(7,18,27,0.42); backdrop-filter: blur(8px); -webkit-backdrop-filter: blur(8px); animation: modalFade .2s ease; }
.modal__dialog { position: relative; z-index: 1; width: min(800px, 100%); height: min(86vh, 920px); overflow: hidden;
  background: var(--bg-2); border: 1px solid var(--line-2); border-radius: 24px; box-shadow: 0 40px 110px -30px rgba(11,34,48,0.45);
  animation: modalRise .26s cubic-bezier(.2,.7,.2,1); }
@keyframes modalFade { from { opacity: 0; } }
@keyframes modalRise { from { opacity: 0; transform: translateY(16px); } }
@media (prefers-reduced-motion: reduce) { .modal__backdrop, .modal__dialog { animation: none; } }
.modal__frame { display: block; width: 100%; height: 100%; border: 0; background: transparent; }
.modal__close { position: absolute; top: 12px; right: 12px; z-index: 3;
  display: inline-flex; align-items: center; justify-content: center; width: 40px; height: 40px; border-radius: 50%;
  border: 1px solid var(--line); background: rgba(255,255,255,0.85); color: var(--text); cursor: pointer; transition: .16s; }
.modal__close:hover { background: var(--panel-2); color: var(--mint); transform: rotate(90deg); }
.modal__close:focus-visible { outline: 2px solid var(--gold); outline-offset: 2px; }
body.modal-open { overflow: hidden; }

html.embedded body { background: transparent; padding-bottom: 0 !important; }
html.embedded .site-head, html.embedded .foot, html.embedded .sticky-cta { display: none !important; }
html.embedded .article { max-width: none; padding-top: 24px; }
html.embedded .article__back { display: none; }

/* ---------- mobile sticky CTA ---------- */
.sticky-cta { display: none; }

/* ---------- reveal ---------- */
.reveal { opacity: 0; transform: translateY(24px); transition: opacity .7s ease, transform .7s cubic-bezier(.2,.7,.2,1); }
.reveal.is-in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) { .reveal { opacity: 1; transform: none; transition: none; } }

/* ============================================================
   Responsive
   ============================================================ */
@media (max-width: 960px) {
  .hero__inner { grid-template-columns: 1fr; }
  .hero__content { order: 2; min-width: 0; }
  .hero__media { order: 1; width: 100%; max-width: 560px; margin: 0 auto; min-width: 0; }
  .formcard__head { justify-content: flex-end; }
  .formcard__title { display: none; }
  .stats__row { grid-template-columns: repeat(2, 1fr); }
  .steps { grid-template-columns: 1fr; }
  .reasons { grid-template-columns: 1fr; }
  .reasons__intro { position: static; }
  .cards { grid-template-columns: repeat(2, 1fr); }
  .posts { grid-template-columns: 1fr; }
  .foot__top { grid-template-columns: 1fr 1fr; }
  .foot__brand { grid-column: 1 / -1; }
}

@media (max-width: 900px) {
  .nav, .nav__cta { display: none; }
  .menu-toggle { display: flex; margin-left: auto; }
  .site-head.nav-open .nav { display: flex; position: absolute; top: 100%; left: 0; right: 0; flex-direction: column; gap: 0;
    background: rgba(255,255,255,0.97); backdrop-filter: blur(18px); border-bottom: 1px solid var(--line); padding: 8px var(--pad) 18px; }
  .site-head.nav-open .nav a { padding: 14px 0; border-bottom: 1px solid var(--line); }
  .site-head.nav-open .nav a:last-child { border-bottom: 0; }
  .site-head.nav-open .nav a::after { display: none; }
}

@media (max-width: 720px) {
  .sticky-cta { display: block; position: fixed; left: 0; right: 0; bottom: 0; z-index: 150;
    padding: 10px 16px calc(10px + env(safe-area-inset-bottom, 0px));
    background: rgba(255,255,255,0.92); backdrop-filter: blur(18px) saturate(1.3); -webkit-backdrop-filter: blur(18px) saturate(1.3);
    border-top: 1px solid var(--line); box-shadow: 0 -10px 30px -18px rgba(11,34,48,0.35);
    transform: translateY(140%); transition: transform .32s cubic-bezier(.2,.7,.2,1); }
  .sticky-cta.is-visible { transform: none; }
  body { padding-bottom: 78px; }
  .stats { display: none; }
  .cards { grid-template-columns: 1fr; }
  .reasons__grid { grid-template-columns: 1fr; }
  .foot__top { grid-template-columns: 1fr 1fr; }
  body { font-size: 16px; }
}

@media (max-width: 420px) {
  .stats__row { grid-template-columns: 1fr; }
}