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Terms of Use

These Terms of Use govern your access to and use of the InstantLoanBay website. By using the site, you agree to these terms.

Our service

InstantLoanBay is a free advertising and connection service. We are not a lender, broker, or creditor, and we do not make credit decisions or fund loans. Lenders and lending partners set their own rates, terms, and approval criteria.

Eligibility

You must be at least 18 years old and a U.S. resident to use the service, and you agree to provide accurate information.

Acceptable use

You agree not to misuse the site, submit false information, or use it for any unlawful purpose.

Disclaimers and liability

The site is provided "as is" without warranties. To the fullest extent permitted by law, InstantLoanBay is not liable for any loan you obtain or for the acts of any lender.